AI-Powered Cash Disbursement Assistant
The CFO You’d Hire If You Could — Now Just a Click Away.
Small businesses move fast — your cash decisions should too. PayFlow CFO delivers instant clarity on what to pay, when to pay it, and how to stay cash smart. Your smarter, faster finance partner — all for $29/month.
Resources
The Four Questions That Changed Everything
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Resources
The Four Questions That Change Everything
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Resources
The Four Questions That Changed Everything
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.

What to Pay?
Quickly see which payments to make — and which to delay — across all your expenses, vendors, and obligations.

When to Pay?
Know whether to pay now, delay, or float — with insights that help you avoid late fees, penalties, and broken vendor terms.

How to Pay?
Choose the smartest payment method — bank transfer, credit card, mailed check, autopay, or processor — all optimized for cash control.

Why?
Understand the strategy behind every recommendation so you stay in control and make confident decisions.
Benefits
Know What to Pay Know When to Pay Know How to Pay and Why
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Benefits
Know What to Pay Know When to Pay Know How to Pay and Why
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Benefits
Know What to Pay Know When to Pay Know How to Pay and Why
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
97%
fewer missed or mistimed payments
97%
fewer missed or mistimed payments
97%
fewer missed or mistimed payments
6X
Faster Pay Decisions
6X
Faster Pay Decisions
6X
Faster Pay Decisions
24/7
Instant Availability
24/7
Instant Availability
24/7
Instant Availability
Efficiency
Accessibility
Security
Accuracy
Scalability
Real-Time Disbursement Clarity
Forget cash flow guesswork. PayFlow CFO GPT reviews your disbursement data and gives you a clear picture of upcoming payments — what’s due now, what can wait, and where you can stretch your dollars. No spreadsheets. No dashboards. Just clarity.
Efficiency
Accessibility
Security
Accuracy
Scalability
Real-Time Disbursement Clarity
Forget cash flow guesswork. PayFlow CFO GPT reviews your disbursement data and gives you a clear picture of upcoming payments — what’s due now, what can wait, and where you can stretch your dollars. No spreadsheets. No dashboards. Just clarity.
Efficiency
Accessibility
Security
Accuracy
Scalability
Real-Time Disbursement Clarity
Forget cash flow guesswork. PayFlow CFO GPT reviews your disbursement data and gives you a clear picture of upcoming payments — what’s due now, what can wait, and where you can stretch your dollars. No spreadsheets. No dashboards. Just clarity.
Testimonials
This Changed Everything for Me
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Testimonials
This Changed Everything for Me
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Testimonials
This Changed Everything for Me
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
"This makes my life so much easier. We follow a plan, reduce surprises, and take the pressure off our team."

– Owner
Healthcare Laboratory Services
"We’ve never seen a model like this. It’s incredible—you’re not just a system, you’re a real CFO."

– Owner
Relocation Services Company
"PayFlow simplified our daily cash tracking and decision-making. Now we know what to act on—and when."

– Owner
Moving, Storage & Relocation
"PayFlow simplified our daily cash tracking and decision-making. Now we know what to act on—and when."

– Owner
Moving, Storage & Relocation
"PayFlow simplified our daily cash tracking and decision-making. Now we know what to act on—and when."

– Owner
Moving, Storage & Relocation
"These weekly flash reports help drive smarter operations and strategic purchases. Our team relies on them."

– CEO
National Appliance Distributor
"These weekly flash reports help drive smarter operations and strategic purchases. Our team relies on them."

– CEO
National Appliance Distributor
"These weekly flash reports help drive smarter operations and strategic purchases. Our team relies on them."

– CEO
National Appliance Distributor
"Corporate commended our unit for cash flow forecast accuracy—and it's thanks to the visibility this model gives us."

– SVP
National Appliance Distributor
"Corporate commended our unit for cash flow forecast accuracy—and it's thanks to the visibility this model gives us."

– SVP
National Appliance Distributor
"Corporate commended our unit for cash flow forecast accuracy—and it's thanks to the visibility this model gives us."

– SVP
National Appliance Distributor
"Our entire vendor payment schedule now depends on PayFlow. Thank you for giving us clarity and confidence."

– Owner
Healthcare Laboratory Services
"Our entire vendor payment schedule now depends on PayFlow. Thank you for giving us clarity and confidence."

– Owner
Healthcare Laboratory Services
"Our entire vendor payment schedule now depends on PayFlow. Thank you for giving us clarity and confidence."

– Owner
Healthcare Laboratory Services
Ready to Ditch the Guesswork? Let’s Do This.
Ready to Ditch the Guesswork? Let’s Do This.
Ready to Ditch the Guesswork? Let’s Do This.
Pricing - Early Access
Simple and Affordable Plan
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Pricing - Early Access
Simple and Affordable Plan
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Pricing - Early Access
Simple and Affordable Plan
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Premium
EARLY ACCESS
$29
/month or $290/year (Save 17%)
Built for every small business—from solo founders to 500+ person teams—that need to know exactly what to pay and when before cash flow becomes a problem. PayFlow CFO is your AI-powered decisioning assistant, built for action, not just analysis.
PayFlow CFO GPT delivers instant, AI-backed payment decisions—no guesswork. Just clarity on what to pay, when, how, and why
Ask PayFlow CFO GPT to review your expenses anytime—just upload a file or paste your numbers for instant analysis
Easily import financials or business data from Word, Google Docs, Sheets, Excel, CSV, or PDF—PayFlow CFO GPT does the rest
Delivers clear, export-ready insights that work with what you already use—QuickBooks, NetSuite, Xero, Wave ERPs, and more
Instantly generate export-ready POF, Excel and CSV—just copy and paste for your Accounts Payable or advisor
24/7 AI chat support with contextual memory during your session
A ChatGPT Plus subscription ($20/month from OpenAI) is required to access PayFlow CFO GPT
In-App tutorial walkthrough
Premium
EARLY ACCESS
$29
/month or $290/year (Save 17%)
Built for every small business—from solo founders to 500+ person teams—that need to know exactly what to pay and when before cash flow becomes a problem. PayFlow CFO is your AI-powered decisioning assistant, built for action, not just analysis.
PayFlow CFO GPT delivers instant, AI-backed payment decisions—no guesswork. Just clarity on what to pay, when, how, and why
Ask PayFlow CFO GPT to review your expenses anytime—just upload a file or paste your numbers for instant analysis
Easily import financials or business data from Word, Google Docs, Sheets, Excel, CSV, or PDF—PayFlow CFO GPT does the rest
Delivers clear, export-ready insights that work with what you already use—QuickBooks, NetSuite, Xero, Wave ERPs, and more
Instantly generate export-ready POF, Excel and CSV—just copy and paste for your Accounts Payable or advisor
24/7 AI chat support with contextual memory during your session
A ChatGPT Plus subscription ($20/month from OpenAI) is required to access PayFlow CFO GPT
In-App tutorial walkthrough
Premium
Most Popular
$29
/month
Ideal for users seeking personalized financial guidance and advanced tools to enhance their experience.
All Basic Plan Features
Personalized Financial Advice
Advanced Investment Tracking
Custom Savings Goals with Tracking
Priority Chat Support
Access to Webinars and Workshops
FAQ
Got Questions? We’ve Got Answers!
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
FAQ
Got Questions? We’ve Got Answers!
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
FAQ
Got Questions? We’ve Got Answers!
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
I've never used a GPT before. What do I do to get started?
What is the cost of PayFlow CFO GPT?
Can I get the same information from ChatGPT without subscribing to PayFlow CFO GPT?
Is my business data safe with PayFlow CFO GPT?
Do I need QuickBooks or accounting software to use this?
Does PayFlow CFO GPT offer tutorials or onboarding support?
What types of files can I upload for financial analysis?
How do I ask smart questions that generate better insights?
Can I use PayFlow CFO GPT with my Accounts Payable team or bookkeeper?
I've never used a GPT before. What do I do to get started?
What is the cost of PayFlow CFO GPT?
Can I get the same information from ChatGPT without subscribing to PayFlow CFO GPT?
Is my business data safe with PayFlow CFO GPT?
Do I need QuickBooks or accounting software to use this?
Does PayFlow CFO GPT offer tutorials or onboarding support?
What types of files can I upload for financial analysis?
How do I ask smart questions that generate better insights?
Can I use PayFlow CFO GPT with my Accounts Payable team or bookkeeper?
I've never used a GPT before. What do I do to get started?
What is the cost of PayFlow CFO GPT?
Can I get the same information from ChatGPT without subscribing to PayFlow CFO GPT?
Is my business data safe with PayFlow CFO GPT?
Do I need QuickBooks or accounting software to use this?
Does PayFlow CFO GPT offer tutorials or onboarding support?
What types of files can I upload for financial analysis?
How do I ask smart questions that generate better insights?
Can I use PayFlow CFO GPT with my Accounts Payable team or bookkeeper?
Support
Support That Works When You Do
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Support
Support That Works When You Do
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Support
Support That Works When You Do
Formats, Upload Samples & Smart Prompts — Everything You Need to Feel Confident from Day One.
Email Support
Reach out for more detailed inquiries, and we’ll get back to you within 24 hours.
Email Support
Reach out for more detailed inquiries, and we’ll get back to you within 24 hours.
Email Support
Reach out for more detailed inquiries, and we’ll get back to you within 24 hours.